If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver.
Only one waiver per academic year is required. PSU academic year restarts every Fall term.
You may only opt-out of coverage during the following Waiver Periods:
In order to complete the online insurance waiver, you must first be registered for the required amount of credits.
DOMESTIC STUDENTS WAIVER
To qualify for a waiver, your health insurance plan must meet the requirements as listed below.
Your private health insurance plan must:
As a reminder, all OHP, VA and Tricare plans have a $0 Individual Deductible and 100% Coinsurance. Students enrolled in OHP or VA coverage are not required to upload a benefit summary when submitting a waiver.
Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:
If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the PSU Student Health Insurance Plan. Have the following information ready before you begin your waiver application.
INTERNATIONAL STUDENTS WAIVER
There are 3 circumstances in which a J1 or F1 international student may waive out of the PSU Student Health Insurance Plan:
All other J1 or F1 students may not waive out of the mandatory PSU Student Health Insurance Plan.
If you do meet one of the 3 above criteria, then your private health insurance plan must:
If your private health insurance plan meets the criteria you are eligible to apply for a waiver of the PSU Student Health Insurance Plan. Have the following information ready before you begin your waiver application.